Simplifying options so you can choose with confidence.
Whether you’re new to Medicare, reviewing your current plan, eligible due to disability, or helping a family member, EverCare makes the process simple and personal.
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| Feature | Original Medicare + Medigap + (optional) Part D | Medicare Advantage (Part C) |
|---|---|---|
| Doctor/Hospital Coverage | Yes (Parts A & B) | Yes (A & B within plan) |
| Prescription Drugs | Part D plan needed | Often included |
| Out-of-Pocket Predictability | Medigap helps stabilize costs | Annual max out-of-pocket |
| Extras (Dental/Vision/Hearing) | Typically not included | Often included |
| Network | Broad (varies) | Plan network (HMO/PPO) |
Around your first eligibility window, beginning three months before the month you become eligible and ending three months after. Most people become eligible at age 65, but those with certain disabilities or health conditions may become eligible earlier.
No. Our licensed agents are here to help at no cost to you.
Advantage is an all-in-one plan from a private insurer; Medigap is an add-on that helps pay costs with Original Medicare.
Yes—bring us your providers and prescriptions; we’ll check network and drug coverage before you choose.
Absolutely. We assist anyone eligible for Medicare, including disability eligibility.
Often, yes—during AEP or with a qualifying life event. We’ll walk you through timing and options.
Get personal guidance from a licensed EverCare agent today.
EverCare Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Plan availability, benefits, premiums, copays, and networks may vary by carrier and service area.
